Bu rehber India vatandaşları için hazırlanmıştır. Fon transferleri, yerel ve Gürcistan vergilendirmesi, anlaşmalar, sözleşme dili, ipotek finansmanı, daimi ikamet ve kripto ödemeyi ele alır.
The RBI regulates overseas real estate investments via the Liberalised Remittance Scheme (LRS): a ceiling of $250,000 per person per fiscal year (April-March). An A2 form must be completed with the bank (HDFC, ICICI, SBI, Axis). A couple can therefore transfer $500,000/year. A TCS of 20% now applies beyond 7 lakh INR (recoverable upon declaration).
Cryptocurrency payment (USDT, USDC, BTC, ETH) is accepted by most of our partner developers. Conversion to GEL or USD is carried out by a regulated Georgian provider (on-ramp transfer), with an official invoice. This avoids SWIFT fees and international transfer delays.
In Georgia, rental income for non-residents is taxed at 5% (final withholding tax). No wealth tax, no inheritance tax on Georgian properties. Real estate capital gains are exempt after 2 years of ownership. The 18% VAT is included in the prices displayed by developers.
The India-Georgia convention of August 24, 2011 applies. Rents are taxed in Georgia (5%) and integrated into the Indian scale with tax credit (Foreign Tax Credit, Form 67). The Georgian property must be declared in Schedule FA each year. A LTCG of 12.5% applies in India on capital gains after indexation.
Purchase contracts are drawn up in Georgian (the official language of the cadastre), with a certified English translation systematically provided. On request, a translation into French, Russian or Arabic can be annexed. All signatures are made before a Georgian notary, in person or via a legalized power of attorney from your country of origin.
Georgian banks (TBC Bank, Bank of Georgia, Credo Bank) grant real estate loans to foreigners with a minimum down payment of 30 to 40%, for a period of 10 to 15 years, at rates of 11 to 14% in GEL or 8 to 10% in USD. A local bank account and proof of income (last 3 months) are required.
Any real estate investment of at least $150,000 grants the investor, their spouse and minor children the right to Georgian permanent residency. The application takes 30 to 45 days, with no obligation of actual residence. After 6 years, naturalization becomes possible.
NRIs (Non-Resident Indians) based in Dubai, Singapore or London invest freely without going through the LRS.
RUSTAVELI PROPERTIES
Gürcistan yatırım araştırmanızı derinleştirecek dahili bağlantılar.