Bu rehber Russia vatandaşları için hazırlanmıştır. Fon transferleri, yerel ve Gürcistan vergilendirmesi, anlaşmalar, sözleşme dili, ipotek finansmanı, daimi ikamet ve kripto ödemeyi ele alır.
Since 2022, most Russian banks are excluded from SWIFT. Payments are made via banks in Armenia, Kazakhstan, UAE, or Serbia, or using cryptocurrencies (USDT TRC-20 widely used). CBR authorization required for outbound transfers exceeding 1 million USD per month. Direct Moscow-Tbilisi flights reestablished in 2023.
Cryptocurrency payment (USDT, USDC, BTC, ETH) is accepted by most of our partner developers. Conversion to GEL or USD is carried out by a regulated Georgian provider (on-ramp transfer), with an official invoice. This avoids SWIFT fees and international transfer delays.
In Georgia, rental income for non-residents is taxed at 5% (final withholding tax). No wealth tax, no inheritance tax on Georgian properties. Real estate capital gains are exempt after 2 years of ownership. The 18% VAT is included in the prices displayed by developers.
The Russia-Georgia Convention of 1999 was denounced in 2003 and has never been replaced. Rents taxed in Georgia (5%) and in Russia (13-15% for residents, 30% for non-tax residents) without automatic tax credit. Consult a tax specialist to avoid double taxation.
Purchase contracts are drawn up in Georgian (the official language of the cadastre), with a certified English translation systematically provided. On request, a translation into French, Russian or Arabic can be annexed. All signatures are made before a Georgian notary, in person or via a legalized power of attorney from your country of origin.
Georgian banks (TBC Bank, Bank of Georgia, Credo Bank) grant real estate loans to foreigners with a minimum down payment of 30 to 40%, for a period of 10 to 15 years, at rates of 11 to 14% in GEL or 8 to 10% in USD. A local bank account and proof of income (last 3 months) are required.
Any real estate investment of at least $150,000 grants the investor, their spouse and minor children the right to Georgian permanent residency. The application takes 30 to 45 days, with no obligation of actual residence. After 6 years, naturalization becomes possible.
RUSTAVELI PROPERTIES
Gürcistan yatırım araştırmanızı derinleştirecek dahili bağlantılar.