ეს გზამკვლევი განკუთვნილია France-ის მოქალაქეები-ისთვის. მოიცავს თანხების გადარიცხვას, ადგილობრივ და ქართულ საგადასახადო სისტემას, ხელშეკრულებებს, იპოთეკურ დაფინანსებას და მუდმივ ბინადრობას.
SEPA transfers to Georgia do not exist: use a SWIFT wire from your French bank (€15-40, 2-4 days) or a fintech like Wise, Revolut Business or Zen (0.4-1% fee, 24h). Above €10,000, your French bank will request supporting documents (reservation contract, developer invoice).
Crypto payments (USDT, USDC, BTC, ETH) are accepted by most of our partner developers. Conversion to GEL or USD is processed by a regulated Georgian on-ramp provider, with a legally compliant invoice. This avoids SWIFT fees and international wire delays.
In Georgia, non-resident rental income is taxed at a 5% flat withholding rate. No wealth tax, no inheritance tax on Georgian assets. Capital gains on real estate are fully exempt after 2 years of holding. The 18% VAT is already included in developer prices.
The France-Georgia tax treaty of 7 March 2007 prevents double taxation. Rental income is taxed in Georgia (5%) and declared in France on box 8TK (tax credit equal to the corresponding French tax). Real estate wealth tax (IFI) still applies if worldwide property exceeds €1.3M. Capital gains on resale are taxed only in Georgia.
Purchase contracts are drafted in Georgian (official cadastre language) with a certified English translation systematically provided. On request, a French, Russian or Arabic version can be annexed. All signatures happen before a Georgian notary, in person or via a power of attorney legalised in your home country.
Georgian banks (TBC Bank, Bank of Georgia, Credo Bank) grant mortgages to foreigners with a 30-40% minimum down payment, over 10 to 15 years, at rates of 11-14% in GEL or 8-10% in USD. A local bank account and 3 months of proof of income are required.
Any real estate investment of $150,000 or more entitles the investor, their spouse and minor children to Georgian permanent residency. Applications are processed in 30-45 days, with no effective residency requirement. After 6 years, naturalisation becomes possible.
RUSTAVELI PROPERTIES
Curated internal links to deepen your Georgian investment research.