Bu rehber Spain vatandaşları için hazırlanmıştır. Fon transferleri, yerel ve Gürcistan vergilendirmesi, anlaşmalar, sözleşme dili, ipotek finansmanı, daimi ikamet ve kripto ödemeyi ele alır.
SWIFT transfer via BBVA, Santander, CaixaBank (fees €20-40) or Wise/Revolut. Mandatory declaration to the Banco de España (form ETE) for cumulative amounts over €1 million. Modelo 720 must declare foreign assets held abroad exceeding €50,000 annually.
Cryptocurrency payment (USDT, USDC, BTC, ETH) is accepted by most of our partner developers. Conversion to GEL or USD is carried out by a regulated Georgian provider (on-ramp transfer), with an official invoice. This avoids SWIFT fees and international transfer delays.
In Georgia, rental income for non-residents is taxed at 5% (final withholding tax). No wealth tax, no inheritance tax on Georgian properties. Real estate capital gains are exempt after 2 years of ownership. The 18% VAT is included in the prices displayed by developers.
The Spain-Georgia tax treaty of June 7, 2010, applies. Rental income is taxed in Georgia (5%) and integrated into the Spanish IRPF with a tax credit. Pay attention to the regional wealth tax (Patrimonio) and the new large fortunes tax above €3 million.
Purchase contracts are drawn up in Georgian (the official language of the cadastre), with a certified English translation systematically provided. On request, a translation into French, Russian or Arabic can be annexed. All signatures are made before a Georgian notary, in person or via a legalized power of attorney from your country of origin.
Georgian banks (TBC Bank, Bank of Georgia, Credo Bank) grant real estate loans to foreigners with a minimum down payment of 30 to 40%, for a period of 10 to 15 years, at rates of 11 to 14% in GEL or 8 to 10% in USD. A local bank account and proof of income (last 3 months) are required.
Any real estate investment of at least $150,000 grants the investor, their spouse and minor children the right to Georgian permanent residency. The application takes 30 to 45 days, with no obligation of actual residence. After 6 years, naturalization becomes possible.
RUSTAVELI PROPERTIES
Gürcistan yatırım araştırmanızı derinleştirecek dahili bağlantılar.