თანხების გადარიცხვა საქართველოში
SWIFT via Emirates NBD, ADCB, FAB, Mashreq (50-150 AED) or Wise UAE. The dirham is pegged to the USD (1 USD ≈ 3.67 AED), making transfers to Georgia (often USD-denominated) straightforward. No exchange controls.
ეს გზამკვლევი განკუთვნილია United Arab Emirates-ის მოქალაქეები-ისთვის. მოიცავს თანხების გადარიცხვას, ადგილობრივ და ქართულ საგადასახადო სისტემას, ხელშეკრულებებს, იპოთეკურ დაფინანსებას და მუდმივ ბინადრობას.
SWIFT via Emirates NBD, ADCB, FAB, Mashreq (50-150 AED) or Wise UAE. The dirham is pegged to the USD (1 USD ≈ 3.67 AED), making transfers to Georgia (often USD-denominated) straightforward. No exchange controls.
Crypto payments (USDT, USDC, BTC, ETH) are accepted by most of our partner developers. Conversion to GEL or USD is processed by a regulated Georgian on-ramp provider, with a legally compliant invoice. This avoids SWIFT fees and international wire delays.
In Georgia, non-resident rental income is taxed at a 5% flat withholding rate. No wealth tax, no inheritance tax on Georgian assets. Capital gains on real estate are fully exempt after 2 years of holding. The 18% VAT is already included in developer prices.
The UAE-Georgia treaty of 25 November 2010 applies. No personal income tax in the UAE: Georgian rents are only taxed locally (5%). No capital gains tax, no wealth tax, no inheritance for UAE tax residents.
Purchase contracts are drafted in Georgian (official cadastre language) with a certified English translation systematically provided. On request, a French, Russian or Arabic version can be annexed. All signatures happen before a Georgian notary, in person or via a power of attorney legalised in your home country.
Georgian banks (TBC Bank, Bank of Georgia, Credo Bank) grant mortgages to foreigners with a 30-40% minimum down payment, over 10 to 15 years, at rates of 11-14% in GEL or 8-10% in USD. A local bank account and 3 months of proof of income are required.
Any real estate investment of $150,000 or more entitles the investor, their spouse and minor children to Georgian permanent residency. Applications are processed in 30-45 days, with no effective residency requirement. After 6 years, naturalisation becomes possible.
Many Dubai-based expats use Georgia as a diversification play outside the AED/USD zone, with rental yields higher than the mature Emirati market.
RUSTAVELI PROPERTIES
Curated internal links to deepen your Georgian investment research.