Statistics
Mortgage market
Rates, LTV, mortgage outstandings in Georgia.
Avg GEL mortgage rate
12.4%
2025· NBG
Avg USD mortgage rate
7.8%
2025· NBG
Max LTV non-resident
60-70%
2025· Banques
Min down payment non-resident
30-40%
2025· Banques
Key takeaways
- Financing is available to non-residents with a 30-40% minimum down payment.
- TBC, Bank of Georgia and Credo are the main international lenders.
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Keep exploring
Curated internal links to deepen your Georgian investment research.