Geldoverdrachten naar Georgië
SWIFT via ING, ABN AMRO, Rabobank (€10-25). Wise and Revolut are widely used. No restriction, but DNB may be notified above €12,500.
Deze gids is bedoeld voor inwoners van Netherlands. Behandelt geldoverdrachten, lokale en Georgische belastingen, verdragen, contracttaal, hypotheekfinanciering, permanent verblijf en betaling met crypto.
SWIFT via ING, ABN AMRO, Rabobank (€10-25). Wise and Revolut are widely used. No restriction, but DNB may be notified above €12,500.
Crypto payments (USDT, USDC, BTC, ETH) are accepted by most of our partner developers. Conversion to GEL or USD is processed by a regulated Georgian on-ramp provider, with a legally compliant invoice. This avoids SWIFT fees and international wire delays.
In Georgia, non-resident rental income is taxed at a 5% flat withholding rate. No wealth tax, no inheritance tax on Georgian assets. Capital gains on real estate are fully exempt after 2 years of holding. The 18% VAT is already included in developer prices.
The Netherlands-Georgia treaty of 21 March 2002 applies. The Georgian property is declared in Box 3 (wealth tax ~1.8%) with a credit for Georgian taxes. Rental income is not taxed separately.
Purchase contracts are drafted in Georgian (official cadastre language) with a certified English translation systematically provided. On request, a French, Russian or Arabic version can be annexed. All signatures happen before a Georgian notary, in person or via a power of attorney legalised in your home country.
Georgian banks (TBC Bank, Bank of Georgia, Credo Bank) grant mortgages to foreigners with a 30-40% minimum down payment, over 10 to 15 years, at rates of 11-14% in GEL or 8-10% in USD. A local bank account and 3 months of proof of income are required.
Any real estate investment of $150,000 or more entitles the investor, their spouse and minor children to Georgian permanent residency. Applications are processed in 30-45 days, with no effective residency requirement. After 6 years, naturalisation becomes possible.
RUSTAVELI PROPERTIES
Curated internal links to deepen your Georgian investment research.