Deze gids is bedoeld voor inwoners van China. Behandelt geldoverdrachten, lokale en Georgische belastingen, verdragen, contracttaal, hypotheekfinanciering, permanent verblijf en betaling met crypto.
SAFE caps individual transfers at $50,000/year/person with strict documentation. Foreign real estate investment is officially not eligible for this allowance. In practice, our Chinese clients invest from Hong Kong, Singapore or via offshore companies, or in crypto converted outside mainland China.
Crypto payments (USDT, USDC, BTC, ETH) are accepted by most of our partner developers. Conversion to GEL or USD is processed by a regulated Georgian on-ramp provider, with a legally compliant invoice. This avoids SWIFT fees and international wire delays.
In Georgia, non-resident rental income is taxed at a 5% flat withholding rate. No wealth tax, no inheritance tax on Georgian assets. Capital gains on real estate are fully exempt after 2 years of holding. The 18% VAT is already included in developer prices.
The China-Georgia treaty of 22 June 2005 applies. Rents taxed in Georgia (5%) and in China under IIT scale (up to 45%) with credit.
Purchase contracts are drafted in Georgian (official cadastre language) with a certified English translation systematically provided. On request, a French, Russian or Arabic version can be annexed. All signatures happen before a Georgian notary, in person or via a power of attorney legalised in your home country.
Georgian banks (TBC Bank, Bank of Georgia, Credo Bank) grant mortgages to foreigners with a 30-40% minimum down payment, over 10 to 15 years, at rates of 11-14% in GEL or 8-10% in USD. A local bank account and 3 months of proof of income are required.
Any real estate investment of $150,000 or more entitles the investor, their spouse and minor children to Georgian permanent residency. Applications are processed in 30-45 days, with no effective residency requirement. After 6 years, naturalisation becomes possible.
RUSTAVELI PROPERTIES
Curated internal links to deepen your Georgian investment research.